Total and permanent disability Claims

Serious injury can often prevent you from ever returning to work in your usual occupation.

If you have suffered this type of injury you may be able to claim a Total and Permanent Disability Benefit under either your superannuation policy or income protection insurance if you hold same.

Contact us on 1800 632 930 or submit an enquiry online for a free assessment if you wish to discuss a possible claim.

Common Questions

Do I have a claim?

Most people in Australia are members of a superannuation fund.

Most superannuation policies insure their members against accident or illness causing them to be totally and permanently disabled.

The amount of the insurance can be substantial, often many hundreds of thousands of dollars, even if the sum in the superannuation account is relatively small.

In addition if you are self-employed and you hold specific insurance for total and permanent disability you may be able to claim in event of an accident or illness.

Contact us on 1800 632 930 or submit an enquiry online for a free assessment if you wish to discuss a possible claim.

Can I only claim if I’ve had an accident?


What if it is an injury or illness I've had for years?

You may still be able to make a claim. 

How do I make a claim?

In order to make a claim we need to obtain the notification forms from the relevant insurer.

We commence your claim by completing these forms and providing supporting medical evidence. 

How long does a claim take?

Depending on the type of injury or medical condition we find that we usually have a preliminary decision from the insurer either:-

  • Accepting the claim; or
  • Rejecting the claim; or
  • Requesting further information before they can make a decision.

within 9 months of instruction. 

How much can I claim?

The amount you can claim is fixed and is stated in the policy. 

How much does it cost?

We conduct matters on a No Win No Fee basis.

You will never receive a bill from us unless your claim is successful.*

Enquire today!

Enter your details below and one of our compensation specialists will contact you as soon as possible for a free, no obligation case review.

Why choose Townsville Personal Injury Lawyers

No Win. No Fee

We conduct matters on a No Win No Fee basis.* We do not bill you unless your claim is successful*

More about No Win. No Fee

A QLD Law Firm

Townsville Personal Injury Lawyers is part of Macdonnells Law.

More about our history

Free initial Consultation

We assess your claim at your free initial consultation to determine whether you have a claim worth proceeding.

Contact Townsville Personal Injury Lawyers

* Terms and Conditions Apply. The terms of successful case is outlined in our Client Agreement.

Office details

Townsville Personal Injury Lawyers

Level 1, 131 Denham Street,  Townsville,  QLD  4810

Tel: 07 4722 0220

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